Dean of ICN Business School, rector Florence Legros was previously professor at the university of Paris Dauphine where she directed the Insurance School, the âmagistĂšreâ Bank-Finance and Insurance and the E-MBA Insurance. Her researches deal with ageing, pensions, social policies, savings and their effects on economic growth and financial flows.
She also has activities of consultancy for international administrations, served as an expert in the French Prime ministerâs pensions advisory council and as a scientific adviser for various institutions. Between 2008 and 2011, she was chief education officer (Rector) for the Region of Burgundy (France). Between 1999 and 2004 she was deputy director of CEPII where she actively took part in the creation of the European network Enepri.
She wrote numerous publications, papers and books dealing with ageing economics.
GANNON, F., F. LEGROS, V. TOUZE, “La rĂ©forme Borne 2023 des retraites : une mise en perspective” in L’Ă©conomie française 2024, OFCE (Observatoire français des conjectures Ă©co.)., Ed., Edition La DĂ©couverte, vol. RepĂšres n°815, 2023
LEGROS, F. – “Inflation : quelles consĂ©quences en Meurthe et Moselle ?” – 2023, La Semaine
LEGROS, F. – “Retraites : Ă quoi ressemblerait une rĂ©forme alternative portĂ©e par lâintersyndicale ?” – 2023, Atlantico.fr
LEGROS, F. – “RĂ©forme des retraites – Des Ă©conomies, vraiment ?” – 2023, Capital, Paris, France
LEGROS, F., “Capitaliser sans le dire pour couvrir le risque retraite”, Revue Banque, May 2023, vol. 881
LEGROS, F. – “Epargne : comment Ă©conomiser avec un petit salaire ? Nantcy Leone” – 2022, Planet.fr, Paris, France
LEGROS, F. – “La rĂ©forme des retraites permettra-t-elle vraiment de rééquilibrer les comptes ?” – 2022, Capital, Paris, France
LEGROS, F. – “PrĂ©sidentielle : les candidats les plus gĂ©nĂ©reux avec les retraitĂ©s d’aujourd’hui” – 2022, Planet.fr, Paris, France
LEGROS, F. – “Quelle hausse de taux pour le livret A ? Interview Nicolas Pagniez, Smart Patrimoine” – 2022, B SMART, Paris, France
LEGROS, F. – “Retraite : les inĂ©galitĂ©s qui persistent entre les femmes et les hommes” – 2022, Planet.fr, Paris, France
LEGROS, F. – “Scandale Orpea : “On ne peut pas jeter lâopprobre sur tout un secteur Ă cause dâune entreprise”” – 2022, Planet.fr, Paris, France
LEGROS, F. – “Smart Patrimoine – Livret, une hausse Ă venir ?” – 2022, B SMART, Paris, France
LEGROS, F., V. TOUZĂ, “Retraites : « Le recul effectif est infĂ©rieur au recul thĂ©orique de lâĂąge de dĂ©part »”, Le Monde.fr, October 2022
HAMAYON, S., F. LEGROS, Y. PRADAT, “Epargne-retraite, pourquoi prendre des risques ?” in Finance, Banque, Microfinance: OĂč va la richesse créée ?., Chicot EbouĂ© Ed., Ăditions Larcier, chap. 10, pp. 283-309, 2021
LEGROS, F., “Introduction – MarchĂ©s financiers, croissance et progrĂšs Ă©conomique” in Finance, Banque, Microfinance: OĂč va la richesse créée ?., Chicot EbouĂ© Ed., Ăditions Larcier, pp. 93-97, 2021
LEGROS, F., Y. SIMON, H. DE LA BRUSLERIE, D. PLIHON, A. MATATA, E. GIRARDIN, V. MURINDE, A. STEINHERR, “Finance et progrĂšs, questions de point de vue” in Banque, Microfinance. OĂč va la richesse créée ?., Chicot EbouĂ© Ed., Ăditions Larcier, chap. 6, pp. 169-172, 2021
LEGROS, F., Y. SIMON, H. DE LA BRUSLERIE, D. PLIHON, A. MATATA, E. GIRARDIN, V. MURINDE, A. STEINHERR, “Finances et progrĂšs, questions de points de vue” in Finance, Banque, Microfinance: OĂč va la richesse créée?., Chicot EbouĂ© Ed., Ăditions Larcier, chap. 6, pp. 169-191, 2021
LEGROS, F., “PrĂ©sentation de la ThĂšse d’Ătat de Daniel ARNOULD” in CĂ©rĂ©monie de DĂ©dicace de FIBAMI, 2021, Nancy, France
LEGROS, F. – “Epargne : 60,65, 70 ans⊠Ce qu’il faut faire aprĂšs son dĂ©part Ă la retraite” – 2021, Planet.fr, Paris, France
LEGROS, F. – “ExonĂ©rer d’impĂŽt tous les jeunes de moins de 30 ans, c’est ouvrir une boĂźte de Pandore” – 2021, Planet.fr, Paris, France
LEGROS, F. – “La France a une mauvaise approche de la pĂ©nibilitĂ©” – 2021, info-socialrh.fr, France
LEGROS, F. – “Lâabandon de la loi grand Ăąge est un coup rude” – 2021, Les Echos.fr, Paris, France
LEGROS, F. – “Pour les professionnels, l’abandon de la loi grand Ăąge est un coup rude, interview Julie Le Bozer” – 2021, Les Echos.fr, Paris, France
LEGROS, F. – “Ăpargne : combien devriez-vous Ă©conomiser par mois avec un salaire moyen de 2500 euros ?” – 2021, Planet.fr, Paris, France
LEGROS, F., “AprĂšs la crise Covid, faudra-t-il baisser le niveau des pensions de retraite ?”, Planet.fr, April 2021
LEGROS, F., “Quelles retraites aprĂšs la crise ?”, BNP PARIBAS, February 2021
LEGROS, F., “Retraites : non, on ne peut pas garantir de meilleures conditions de dĂ©part aux gĂ©nĂ©rations futures”, Planet.fr, July 2021
GANNON, F., F.LEGROS, V.TOUZE, “The French Mandatory Occupational Pension Scheme: History and Properties of a Point System” in Economic Challenges of Pension Systems., Marta Peris-OrtizJosĂ© Ălvarez-GarcĂaInmaculada DomĂnguez-FabiĂĄnPierre Devolder Ed., Springer International Publishing, pp. 211-213, 2020
LEGROS, F. – “Coronavirus : le plan Castex est-il Ă la hauteur ?” – 2020, RADIO NOTRE DAME, Paris
LEGROS, F. – “Epargne : comment complĂ©ter ma retraite si je nâai pas anticipĂ© ?” – 2020, Planet.fr, France
LEGROS, F. – “ICN Business School â Lâinterview initiales de Florence Legros” – 2020, Le monde des grandes Ă©coles, Paris
LEGROS, F. – “Il faut laisser les gens choisir librement leur Ăąge de dĂ©part, interview par Th. Prudon” – 2020, Var Matin, Paris, France
LEGROS, F. – “Une grande fiertĂ© dâentrer dans le cercle trĂšs fermĂ© des Ă©coles triple accrĂ©ditĂ©es” – 2020, STUDYRAMA, Paris, France
LEGROS, F., S. VAUGHAN – “La crise a Ă©tĂ© un accĂ©lĂ©rateur forcĂ© de la digitalisation” – 2020, STUDYRAMA, PARIS, France
GANNON, F., F. LEGROS, V. TOUZĂ, “Sustainability of Pension Schemes Building a smooth automatic balance mechanism with an application to the us social security”, Revue de l’OFCE, December 2020, vol. 170, no. 6
HAMAYON, S., F. LEGROS, Y. PRADAT, “Ăpargne retraite : stratĂ©gies dâallocation et dynamique des marchĂ©s financiers”, Revue de l’OFCE, December 2020, vol. 170, no. 6
LEGROS, F., “Coronavirus : faute de choix, “il nous faut naviguer en eaux troubles””, Planet.fr, September 2020
LEGROS, F., “La situation actuelle est trĂšs favorable aux retraitĂ©s et soulĂšve des questions quant aux efforts qu’ils devraient fournir”, Planet.fr, December 2020
LEGROS, F. – “Faut-il supprimer les rĂ©gimes spĂ©ciaux de retraite ? Ca fait dĂ©bat sur RMC” – 2019, BFM TV, France
LEGROS, F. – “La rĂ©forme des retraites, interview par Dimitri Pavlenko” – 2019, Radio Classique, France
LEGROS, F. – “La rĂ©forme des retraites, interview par Marc Bourreau” – 2019, Radio Classique, France
LEGROS, F. – “Les matins de France Culture: “Moins de jeunes pour plus d’aĂźnĂ©s: Comment financer la dĂ©pendance?” par Guillaume Erner” – 2019, France Culture, Paris, France
LEGROS, F. – “Les rĂ©serves des rĂ©gimes de retraite, quel casse-tĂȘte” – 2019, Capital.fr, Paris, France
LEGROS, F. – “Que va changer la retraite par points, interview par Florian Delorme” – 2019, France Culture, Paris, France
LEGROS, F. – “Retraites: une rĂ©forme juste ?” – 2019, L’Express, Paris, France
LEGROS, F. – “Revalorisation des retraites des plus modestes: la mesure pourra-t-elle vraiment ĂȘtre appliquĂ©e ?” – 2019, Capital.fr, Paris, France
LEGROS, F. – “Revalorisation des retraites: la majoritĂ© peut-elle vraiment avantager les plus modestes ?” – 2019, Capital.fr, Paris, France
LEGROS, F. – “Un deuxiĂšme jour fĂ©riĂ© travaillĂ© ? Interview par Ruth Elkrief” – 2019, BFM TV, Paris, France
LEGROS, F., “Les rĂ©serves des rĂ©gimes de retraite, quel casse-tĂȘte”, Capital, April 2019, no. 331
GANNON, F., F.LEGROS, V.TOUZE, “Automatic Balancing Mechanisms in Practice: What Lessons for Pension Policy Makers?” in Mathematical and Statistical Methods for Actuarial Sciences and Finance (MAF 2018)., M. Corazza, M. DurbĂĄn, A. GranĂ©, C. Perna, M. Sibillo Eds, Springer International Publishing, pp. 369-373, 2018
LEGROS, F., F.GANNON, V.TOUZĂ, “Automatic Balancing Mechanisms in Practice: What lessons for pension policy makers?” 8th International conference on mathematical and statistical methods for actuarial sciences and finance (MAF 2018). 2018, Madrid, Spain
LEGROS, F. – “Retraites : « La nĂ©cessitĂ© dâune rĂ©forme Ă©quitable, lisible et durable »” – 2018, Le Monde.fr
CORAZZA, M., F.LEGROS, C.PERNA, M.SIBILLO, Mathematical and Statistical Methods for Actuarial Sciences and Finance, Springer International Publishing, 2017
LEGROS, F., S.HAMAYON, Y.PRADAT, “Non Gaussian returns and pension funds asset allocation”, Review of Accounting and Finance, September 2016, vol. 15, no. 4
HOLZMANN, R., P.DALE, F.LEGROS, “Assessing Benefit Portability for Migrant Workers” Social Protection & Labor Global Practice. Washington DC : The World Bank. 2015
LEGROS, F., J.WELS, N.BENSAID, “La transportabilitĂ© des prestations de sĂ©curitĂ© sociale”, Hommes et migrations, 2015, no. 1309, pp. 107-115
LEGROS, F., F.GANNON, S.HAMAYON, V.TOUZĂ, “Sustainability of the French first pillar pension scheme (CNAV)”, Australian journal of actuarial practice, 2014
LEGROS, F., S.HAMAYON, “RĂ©forme des retraites 2013 : la contribution implicite du pouvoir d’achat des retraitĂ©s”, Revue de l’OFCE, 2014, no. 137
LEGROS, F., “”Old and new NDC : schemes by points vs NDC””, HOLZMANN R. & PALMER E. Ed., The World Bank, 2012
LEGROS, F., F.GONAND , “Pension reforms in France : impact on growth and inter-generational redistributive effects”, The Geneva Paper, 2009, no. 34, pp. 639-659
LEGROS, F., D.BLANCHET, “DĂ©mographie : tendances, incertitudes, implications”, Revue Economique, 2008
LEGROS, F., S.HAMAYON, “La gestion stratĂ©gique d’actifs d’un fond de rĂ©serve face au risque fianncier”, Revue d’Economie FinanciĂšre, 2008, no. Hors SĂ©rie
LEGROS, F., “Intergenerationnal and economic impacts of a pension reserve fund: the French case” in Reforming European Pension systems., Arun Muralidhar & Serge Allegrezza Ed., Dutch University Press, 2007
LEGROS, F., “NDC : Ein Vergleich der Punktesysteme in Frankreich und Deutschland” in Revolution in der Alterssicherung., R. Holzmann & E. Palmer Ed., EuropaĂŻsches Zentrum, chap. 8, pp. 293-330, 2007
LEGROS, F., Perspectives du systÚme de retraite français : la montée des incertitudes ?, Edition Economica, 2007
LEGROS, F. – “Retraites : libres opinions d’experts français et europĂ©ens” – 2007, Economica
LEGROS, F., “Life cycle options and preferences ” in The Oxford handbook of pensions and retirement income., CLARK G. , MUNNEL A. & ORSZAG M. Eds, Oxford University Press, chap. 10, 2006
LEGROS, F., “Notional Defined Contribution : A Comparison of the French and German Point Systems” in Pension Reform : Issues and Prospects for Non-Financial Defined Contribution Schemes ., Hozmann R. & Palmer E. Ed., The World Bank, chap. 10, pp. 203-224, 2005
LEGROS, F., “Pensions and savings in a monetary Union : an analysis of capital flows” in Regional Currency Areas in Globalization., ARTUS P. & CARTAPANIS A. Ed., Edward Elgar Publishing, 2005
LEGROS, F., “Regional currency and international financial architecture in Globalization” in Regional Currency Areas in Globalization., ARTUS P. & CARTAPANIS A. Ed., Edward Elgar Publishing, 2005
LEGROS, F., A.LAVIGNE, “Pension funds and behavioral finance” in A book in honour of G. Abraham-Frois., Ed., UniversitĂ© de Paris Dauphine, 2005
ARTUS, P., A.CARTAPANIS, F.LEGROS, Regional Currency Areas in Globalization, Edward Elgar Publishing, United States of America, 2005
LEGROS, F., “Retraite et MarchĂ© du travail”, Revue d’Economie Politique, 2005
LEGROS, F., J.-C.GUĂRIN, “L’Ăąge de la retraite : choix politique, Ă©conomique ou individuel ?”, Revue d’Economie Politique, 2005
LEGROS, F., J.-L.GUERIN, Les retraites, Le Cavalier Bleu, 2003
LEGROS, F., “Population Aging, Electoral behavior and early retirement” in Pension reform in Europe : Process and Progress., HOLZMANN R. , ORENSTEIN M. & RUTKOWSKI M. Eds, The World Bank, 2003
LEGROS, F., “Savoir gĂ©rer la montĂ©e des retraites” in Des idĂ©es pour la croissance., Michel Didier Ed., Edition Economica, 2003
LEGROS, F., “French pensions presentation” Pensions and long run investments. 2003, Francfort
LEGROS, F., “Retraites, limiter la rĂ©partition pour augmenter l’Ă©pargne?”, ProblĂšmes Ă©conomiques, 2003, no. 2801-2802
LEGROS, F., P.ARTUS, A.CARTAPANIS, “Towards Macroeconomics of Exchange Rate Regimes”, Revue Economique, 2003
ARTUS, P., A.CARTAPANIS, F.LEGROS – “Macroeconomics of Exchange Rate Regimes” – 2003, Revue Economique
LEGROS, F. – “Les retraites au futur : simulations et projections” – 2003, Retraite et SociĂ©tĂ©
LEGROS, F., “Notional Defined Contribution: A comparison of the French and the German Point Systems” in Contribution to the NDC conference., The World Bank, vol. CEPII working Paper, no. 2003-14, 2003
LEGROS, F., “Ageing populations in developed countries : implications for pension provision” Conference organized by the Ditchley Foundation. 2002, Great Britain
LEGROS, F., “Prospects for reform post election” Royal Institute of international affairs. 2002, London, Great Britain
LEGROS, F., “Huit approches des transferts intergĂ©nĂ©rationnels”, Revue Economique, 2002, vol. 53, no. 4
LEGROS, F., J.-L.GUĂRIN, “NeutralitĂ© actuarielle : un concept Ă©lĂ©gant mais dĂ©licat Ă mettre en oeuvre”, Revue d’Economie FinanciĂšre, 2002, no. 3
LEGROS, F. – “Politiques publiques europĂ©ennes” – 2002, Economica
LEGROS, F. – “Transferts intergĂ©nĂ©rationnels” – 2002, Revue Economique
LEGROS, F., D.BLANCHET, “France, the difficult path to consensual reforms” in Social security pension reform in Europe., FLEDSTEIN M. & SIEBERT H. Ed., National Bureau of Economic Research – University of Chicago Press, chap. 4, 2001
LEGROS, F., Ăpargne et retraite, DALLOZ, 2001
LEGROS, F., “Aging population, electoral behaviour, pension schemes and growth” Political economy of pension reform, IIASA – World Bank. 2001, Laxenbourg, Austria
LEGROS, F., “Calibrage et incidence d’un fond de pension de rĂ©serve des retraites” Conference IFSA-GDR FIQUAM. 2001, Lyon, France
LEGROS, F., “Labour market impacts of demographic evolution” Ageing skills and labour markets. 2001, Nantes
LEGROS, F., “Les rĂ©formes des rĂ©gimes de pension” Ramses 2002, Annual report by IFRI. 2001
LEGROS, F., “Pensions reform between economic and political problems” 8th French-German Economic Forum. 2001, Berlin, Germany
LEGROS, F. – “Ăpargne et retraite” – 2001, Revue d’Economie Politique
LEGROS, F., “France : the difficult path to a consensual reform” Coping with te pension crisis – Where does Europe stand?. 2000, Berlin, Germany
LEGROS, F., “Le choc dĂ©mographique dans les Ă©conomies industrialisĂ©es” L’Ă©conomie mondiale 2001, CEPII. 2000
LEGROS, F., “Le choix du systĂšme de retraite” RĂ©formes les politiques sociales Ă l’heure de la mondialisation. 2000, Paris
LEGROS, F., “ModĂ©lisation Ă long-terme des retraites : un bouclage macroĂ©conomique avec croissance endogĂšne dans le cas français” Les consĂ©quences Ă©conomiques du vieillissement. 2000, Bordeaux, France
LEGROS, F., “Le financement des retraites : les enjeux Ă©conomiques”, Revue Economique, 2000
LEGROS, F., C.COLIN, R.MAHIEU, “Des spĂ©cificitĂ©s institutionnelles au rendements des rĂ©gimes de retraite : une comparaison des secteurs public/privĂ© par micro-simulation”, Revue Economique, 2000
LEGROS, F., P.ARTUS, “SystĂšme de retraite, rĂ©partition des revenus et inĂ©galitĂ©s entre retraitĂ©s”, Revue Economique, 2000, no. 1997-16/MA
LEGROS, F. – “Les enjeux Ă©conomiques du financement des retraites” – 2000, Revue Economique
LEGROS, F., P.ARTUS, Le choix du systÚme de retraites : analyser les mécanismes pertinents, Edition Economica, 1999
LEGROS, F., C.COLIN, R.MAHIEU, “Bilans contributifs comparĂ©s des rĂ©gimes de retraite du secteur privĂ© et de la fonction publique” Fourgeaud direction de la prĂ©vision du ministĂšre de l’Ă©conomie. 1999
LEGROS, F., C.COLIN, R.MAHIEU, “From career specificities to institutional pension schemes specificities : a microsimulation of public vs private sector pensions in France” Latin America and Caribbean Economic Association. 1999, Santiago, Chile
LEGROS, F., C.COLIN, R.MAHIEU, “From career specifies to institutional pension schemes specificities : a microsimulation of public vs private sector pensions in France” European Association of Labour Economists. 1999, Regensburg
LEGROS, F., N.SASSENOU, “Croissance et mode de financement : une Ă©tude Ă©conomĂ©trique sur donnĂ©es de panel” CEFI/CDC/Revue Economique. 1996, HĂŽ-Chi-Minh-Ville, Vietnam